FICO Scores
All MT home loan lenders evaluate the risk associated with loaning a borrower funds. At Wallinder Mortgage Brokers our MT mortgage brokers assess many factors when you apply for a home loan; one important factor is the borrower's FICO score. Your FICO score is a numeric representation of your financial responsibility and this number is based on your credit history.
A scale is used to measure FICO scores and the number can be anywhere between 300 and 850. The higher the number the less risk associated with extending credit to that borrower. FICO scores are provided to us at Wallinder Mortgage Brokers by the three major credit reporting agencies: Equifax, Experian, and TransUnion. We use the scores from these agencies when evaluating your MT mortgage application.
We Help First Time Home Buyers
First time home buyers often find themselves overwhelmed by the mortgage process when purchasing their first MT home. This is why at Wallinder Mortgage Brokers we offer special mortgage programs to first time buyers. These programs usually offer lower interest rates, lower down payments, or reduced taxes. These special loan programs combined with the guidance of our experienced MT mortgage lenders at Wallinder Mortgage Brokers will make your first home buying experience effortless.
Montana Real Estate Information
At Wallinder Mortgage Brokers we offer real estate information in MT and many nearby cities. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 888.655.4343